Are you overpaying on card processing?
A review of your current card processing arrangement — in person and online. We assess your rates, identify whether you could do better, and introduce you to the right provider.
A straightforward review of your card processing.
Many businesses accept card payments without regularly reviewing what they're actually paying in processing costs. Rates, contract terms and service charges can all shift over time, and unless you check, you may be paying more than you need to.
Vantage reviews your current arrangement and introduces you to a provider suited to your business. We don't process payments ourselves. The provider handles terminal provision, onboarding, processing, contracts and ongoing service.
Vantage introduces businesses to payment providers under signed introducer arrangements. Currently, the introducer agreement (an ISC) is held by Acquirity Limited. A separate company, Vantage Business Payments Limited, has been incorporated and arrangements will transfer once banking is ready and the provider agrees. We will tell you which entity applies to your introduction before you proceed.
Card terminals and current terminal arrangements.
A review of your current card terminal setup — transaction fees, rental costs and contract terms — to check whether you're on competitive rates or could benefit from a change.
Share your statement
Provide a recent merchant statement or summary of your current card processing arrangement. This gives us the information needed to assess your position.
We assess your rates
We review your processing costs, contract terms and service setup to identify whether you're on competitive rates or could benefit from a change.
We introduce you to a provider
If there's a better option, we introduce you to a card processing provider. The provider handles terminal provision, onboarding, processing and your contract. Vantage is not a payment provider.
What the provider handles
- Terminal provision and rental
- Card processing and onboarding
- Your contract and ongoing service
Ecommerce payment-cost reviews.
A review of what you pay to take payments online — your current gateway or provider, turnover, transaction volume and card mix — to check whether you could benefit from a change or a renegotiation.
Tell us about your setup
Share your current gateway or provider, approximate monthly turnover, transaction volume and card mix (debit, credit, business and international). This helps us understand your online processing position.
We review your costs
We assess your current gateway fees, processing rates and contract terms to identify whether you could benefit from a change or a renegotiation.
We introduce you to a provider
Where appropriate, we introduce you to a provider suited to your online or combined online/in-store business. The provider handles onboarding, integration and your contract.
Suited to
- Online-only businesses
- Combined online and in-store businesses
- Businesses reviewing gateway or integration requirements
Online payment-cost reviews, explained.
Common questions about how our online payment-cost review works, what we need from you and what to expect.
Questions, answered.
If you share a merchant statement with us, we use AI to read the figures (turnover, fees, transaction counts and card mix) and a member of our team confirms every figure before any calculation. We do not store card numbers, bank account numbers, sort codes or personal home addresses — any such data is automatically stripped. We share confirmed figures (not your original statement) with payment providers to arrange quotes. Statement files are deleted 90 days after upload if your review does not progress, or 12 months after upload for live merchants. You can request access to or deletion of your data at any time. See our Privacy Policy for full details.
Want us to review your in-person card processing?
Review My Online Payment Costs
Tell us about your current online payment setup — your gateway, turnover, transaction volume and card mix. We'll assess your position and get back to you. No obligation.